A perpetual uphill battle, you just can't seem to get ahead. You have to work hard all the time to make ends meet. Wouldn't it make sense to be frugal with your hard-earned cash? In the current economic climate, money is like trying to find a needle in the sand. It takes a full day of diligent searching to find it.
You can spend your money on a wide range of things that can help you feel better. If you save your money, you can improve your level of living even if you don't earn as much as some of your peers. You shouldn't waste your money on the following.
One should never waste money on alcoholic beverages for their companions.
No inference is being made that you shouldn't help people in need. On the other hand, spending money on alcohol for social gatherings is the same as wasting it. Donating it to those less fortunate is the right thing to do. Yet, you know you may buy as many kegs of wine as you and your friends can handle at any of your gatherings. They won't provide you advice on how to budget your cash. They will mock you when you are at your lowest point, having lost everything. Consider your options and pick one that works for you.
Two, your wife should always come first when it comes to spending money.
Some husbands stay at their wives' workplace around the clock. Men who work hard don't share the fruits of their effort with their spouses, but instead shower their wealth on other women in the area. Absolutely no justification can be found for such a deed. On the other side, supporting a concubine would drain your resources.
3. Keep your hard-earned cash out of the casino.
The fate of some people is to remain eternally naive. They didn't ask to be born dumb, and it's not their fault. The foolishness gene is definitely in the blood. To work under the sun and then gamble with your earnings is inexcusable. It's not true that many men's poverty can be traced back to a curse placed on them by their ancestors, as some misguided preachers might have you believe.
They have no money because they refuse to use their brains. Wealth and poverty are not exclusive to any one group. If you put your wisdom to good use, you can expect to succeed in life. In a same vein, you will stay poor if you refuse to use your brain.